Dental health and overall well-being are indisputably linked, so it makes sense to ensure that your teeth, gums and general oral condition are professionally checked on a regular basis. If your employer provides dental insurance that will help cover the costs of your dental procedures, it pays to take advantage of those benefits.
Dental insurance benefits vary depending on the plan you have, so make sure you understand what is and isn’t covered.
Deductible. How much
are you responsible to pay up-front, before your dental insurance kicks in?
Co-payment. Will you and your insurance company share the costs of certain procedures?
Limitations of your plan. For example, what is the waiting period before your plan becomes effective? What is the maximum yearly benefit?
Exclusions. Which procedures are covered? Which ones are not? Are there specific exclusions for pre-existing conditions?
If your insurance plan doesn’t cover a recommended procedure, it doesn’t mean it’s not important – it just means it falls outside of the plan your employer selected. In this case, you will want to discuss a separate payment plan, like one offered through our office.
Let’s work on creating your million-dollar smile — within your budget!